Drop any Nigerian bank statement — any bank, any format, any layout. PARSIO parses the raw data, verifies it to the last kobo, and delivers a complete credit decision in seconds.
No spreadsheets. No manual calculations. No guessing. PARSIO does the heavy lifting — you make the call.
PDF or Excel. Encrypted or plain. PARSIO detects the bank, the layout, and the format automatically — no template setup required.
Every transaction is extracted, classified, and verified. Credits, debits, self-transfers, reversals, recycled income — all handled with precision.
Turnover, DTI, maximum loan, repayment schedule, interest rate — a complete credit picture with a clear approved or declined verdict.
Every feature exists because a real loan officer needed it. Nothing is added for show.
Fidelity, Zenith, GTBank, Moniepoint, OPay, Jaiz and more. Bank and layout detected automatically, with extracted totals verified against the statement's own figures.
Round-tripped funds, self-deposits, and recycled income are isolated and excluded. Blacklisted counterparties are flagged before money moves.
Loan disbursals, reversals, non-business income, and savings round-trips are separated from genuine business turnover — automatically.
Existing loan repayments, rent, utilities, and bank charges surfaced for officer visibility — the obligations that shape repayment capacity.
Eligible income, DTI, maximum principal, tenor, interest, and a complete repayment schedule — generated in one pass.
Every figure traces back to the underlying transactions. Export a complete analysis your credit committee can stand behind.
Upload it to PARSIO and have a verified credit decision before your coffee cools.